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Monday, September 28, 2009

Auto Insurance Liability

Auto Insurance- Protect Yourself and Your Family ?
There are two types of liability plans available for anyone seeking auto insurance. Property damage and bodily damage are there to protect the consumer should he/she have an accident in which they are at fault. Now it is known that in the United States, it is mandatory to have auto insurance. No amount of fast-talking will sway the government into lifting this rule. Lots of people think having auto insurance is a waste of money. After all, if you are a safe driver that never has even the tiniest fender-bender, why should you waste thousands of dollars a year on insurance? But no one is perfect. Even the safest of drivers sometimes end up in car accidents. There are just too many variables to deal with when one is one the road. So that being said, what does the safe driver with no insurance do when the inevitable finally happens?

It wouldn’t be a pretty sight. The main thing to remember when grudgingly paying the insurance companies is this; you will be taken care of in the event of an accident. Under bodily injury, the consumer will be covered medically, in loss of income; even the onsite EMS is covered. Now imagine how that would be without the coverage? The consumer would have to pay for all of those things out of his/her own pocket. Hospital bills are just too high to take that risk. Another benefit of having auto insurance is that your provider will come to your aid in the event of charges, criminal or civil, having to deal with an auto accident. Having insurance might seem like a burden sometimes, but if anything ever happens, at least consumers know someone will be there to help them pick up the pieces

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